www.howmuchcaniborrow.co.nz is a Site operated by New Zealand Mortgage Adviser Institute Limited ("NZMAI", "we", "us"). We are registered in New Zealand and have our registered office at C/O Nicol Jackson 10 Maheke Street, St. Heliers, Auckland, 1071.
Privacy enquiries can be sent to HMCIB@nzmai.co.nz. Where adviser follow-up is requested, information may be handled by NZMAI or an affiliated adviser.
We may collect and process the following personal data about you when you request mortgage advisory goods, services, or information from us:
• Information provided by filling in forms on our website, including contact details (name, email, postal address), financial information (income, expenses, assets, liabilities, mortgage details), unique identifiers (username, account number, password), and preferences (favourites, transaction history, marketing preferences).
• If you choose to engage with our mortgage advisory services, provided by any affiliate of NZMAI then information about your property and financial position such as property type, location, valuation, and loan-to-value ratio.
• Information you provide when you write to us, including by email.
• Information shared with us over the telephone. We may make and retain a record of that conversation.
• Responses to surveys we conduct.
• Details of transactions you carry out through our site.
• Information obtained from third parties in accordance with this policy, for example, we may verify identity or credit history via authorised credit agencies, or verify property details via relevant registries.
We also automatically gather technical data such as IP addresses, browser type, operating system, referring pages, and clickstream data for site administration and analytics. This data does not identify individual users.
We will share your personal information with third parties only in the ways described in this policy, which include us providing the information to third parties, such as mortgage advisers, who will utilise the information to provide you with advice on how to improve your mortgage situation. We may obtain a fee from the affiliate in this instance. We may share your information with companies that help us run our business. Those companies are only authorised to use your data as necessary to provide those specific services.
We do not disclose information about identifiable individuals to our advertisers, but we may share aggregate, anonymised statistics about our users.
Under the Privacy Act 2020, you have the right to access and correct personal information we hold about you. Contact us for privacy requests.