This page sets out the terms on which you may use www.howmuchcaniborrow.co.nz (the "Site"). By using this Site, you indicate that you accept these terms of use and agree to abide by them. If you do not agree to these terms, please refrain from using this Site.
Commentary and other materials posted on this Site are not intended to amount to advice on which reliance should be placed. They are provided for general information purposes only. We are not liable or responsible for any reliance placed on such materials by you or anyone who you may inform of any of its contents.
We are the owner or the licensee of all intellectual property rights in this Site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You must not print off copies or download any extracts from any part of the Site unless expressly authorised by us to do so.
We will send a report that you requested, based on the information you provided to your nominated Email address. You are welcome to keep and use that report.
The material displayed on this Site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:
• All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
• Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Site, or in connection with the use, inability to use, or results of the use of this Site, any websites linked to it, and any materials posted on it.
This includes, without limitation, any liability for:
• Loss of income or revenue
• Loss of business
• Loss of profits or contracts
• Loss of anticipated savings
• Loss of data
• Loss of goodwill
• Wasted management or office time
• Any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
We process information about you in accordance with our Privacy Policy, available at www.howmuchcaniborrow.co.nz. Our Privacy Policy complies with the Privacy Act 2020 and the Privacy Amendment Act 2025, including the new Information Privacy Principle 3A (IPP 3A) which came into force on 1 May 2026.
By using this Site, you consent to such processing and you warrant that all data provided by you is accurate.
